The term “top 1%” typically refers to people among the vị trí cao nhất 1% wealthiest Americans, as measured by eitherannual income or net worth. The income of those in the top 1% is many multiples above that of the average American:According lớn one study, in 2018 the average person in the top 1% earned an income more than 39 times that of someone in the bottom 90%.

Bạn đang xem: Who are the top one percent by income or net worth in 2022?

While making six figures is not within the reach for many people, a financial advisor can help you build a financial plan for the future.

Income of the top 1%

In order to lớn be considered in the đứng đầu 1% of wage earners in the U.S., you’d need to lớn have wages of $758,434, according to lớn information from the progressiveEconomic Policy Institute(EPI), using wage data for 2019.By comparison, the average worker in the U.S. Earns just $57,535 annually.

Want to see where you fall? Try inputting your income into this calculator khổng lồ see your ranking, developed by DQYDJ.com.

The income of the vị trí cao nhất 1% is still growing. Research from EPI shows that wages from 2009-2019 grew 20.4%, while those in the bottom 90% rose at less than half that rate — only 8.7%.

For wider context, EPI also found that when you look at wages from 1979–2019, the đứng đầu 1% grew by 160.3%, while the bottom 90% saw wages grow only 26% during the same time period.

EPI data, however, showed that earners in the vị trí cao nhất 10% make substantially less than the vị trí cao nhất 1%. Those making between 90th và 95th percentiles averaged almost six times less —$129,998 in 2019. Earners inbetween the 95th and 99th percentiles averaged just over three times less —$210,511 in 2019.

Xem thêm: Đánh Giá Điện Thoại Lg Nexus 5X Vân Tay Giá Rẻ, Uy Tính, Hàng Chính Hãng

State by State


In another study from the EPI that looks at income inequality in 2015, the vị trí cao nhất 1% also varies depending on what state you live in. For example, in Connecticut, you’d need lớn pull in $700,800 a year lớn fall into the đứng top 1%, but the average income of that state’s đứng top 1% is actually $2.52 million. In Georgia, those numbers are significantly lower, at $371,811 annually lớn earn a place in the đứng top 1%, và an average of $995,576 for all top 1% earners in that state. In New Jersey, those numbers are $588,575 và $1.58 million, respectively.

Alabama, on the other hand, requires an annual paycheck of just $297,564 to lớn be in the top 1% of earners, while Mississippi’s threshold is just $254,362 annually. North Dakota requires $445,415 a year, while in Ohio you’ll enter the 1% at a salary of $334,979, though keep in mind that the average incomes of the vị trí cao nhất 1% of earners in these states is often much higher.

Top 1% by Net Worth

In order khổng lồ be in the đứng top 1% of household wealth in the U.S., you’d need khổng lồ be worth at least$10,374,030.10, according to lớn Forbes. To be in the top 1% globally, you’d need a minimum of around $936,430, according to the 2019 Global Wealth Report from Credit Suisse. The difference reflects, in part, decades in which the U.S. Economy was the world’s strongest and, thus, for many years Americans were accumulating wealth at a higher rate than residents of other countries.

For the top 10% in the U.S., the minimum is $1,182,390.36 & for the 0.10% the minimum is $43,090,281.

While the net worth of the top 1% in America continues khổng lồ rise, the rate at which it is rising is declining, according khổng lồ theCredit Suisse Global Wealth Report 2019.Rising uncertainties & tensions in the U.S. Over thelast few years – trade war with China, tension in the MiddleEast, stock-market volatility & concern about mountinggovernment debt – may be reflected in recent decelerating wealth growth, according khổng lồ the Swiss bank’s report. Wealth per adult rose just 3% in the12 months to mid-2019, compared to an average annualincrease of 5% in the previous five years.

The richest 1% of Americans are not just experiencing growing wealth, they also are experiencing a growing slice of the nation’s overall wealth, he according khổng lồ the Federal Reserve. The wealth giới thiệu of the vị trí cao nhất 1% climbed from 36.3% in 2013 lớn 38.6% in2016, slightly surpassing the wealth giới thiệu of the next highest 9% of familiescombined.

Xem thêm: Loạt Tranh Tìm Điểm Khác Biệt Thách Thức Thị Giác Dân Mạng, Tìm Điểm Khác Nhau Giữa 2 Bức Tranh Kinh Di

Bottom Line


To be in the đứng top percentage of earners in the U.S., you’d need khổng lồ pull in $758,434 a year, based on recent data. Keep in mind that the average worker in the U.S. Earns just $57,535.The đứng top 1% of earners in the U.S. Earn more than 19 times more than the bottom 90% of earners, according lớn one research group.The income of the đứng đầu 1% continues to grow. In fact, they make 160.3% more than they did in 1979, while the bottom 90% only made 26% more during the same time period.

Tips for Investing